Check 422 fraud exception and bail

src/Buttons/ApplePayButton/ApplePayDataObjectHttp.php

@@ -326,7 +326,7 @@ protected function addressHasRequiredFieldsValues(
                     sprintf('ApplePay Data Error: Missing value for %s', $requiredField)
                 );
                 $this->errors[]
- = [
+                = [
                     'errorCode' => $errorCode,
                     'contactField' => $errorValue,
                 ];

src/Payment/PaymentService.php

@@ -387,6 +387,8 @@ protected function processAsMollieOrder(
             }
         } catch (ApiException $e) {
             $this->handleMollieOutage($e);
+            //if exception is 422 do not try to create a payment
+            $this->handleMollieFraudRejection($e);
             // Don't try to create a Mollie Payment for Klarna payment methods
             $order_payment_method = $order->get_payment_method();
             $orderMandatoryPaymentMethods = [
@@ -873,4 +875,27 @@ public function handleMollieOutage(ApiException $e): void
             );
         }
     }
+
+    /**
+     * Check if the exception is a fraud rejection, if so bail, log and inform user
+     * @param ApiException $e
+     * @return void
+     * @throws ApiException
+     */
+    public function handleMollieFraudRejection(ApiException $e): void
+    {
+        $isMollieFraudException = $this->apiHelper->isMollieFraudException($e);
+        if ($isMollieFraudException) {
+            $this->logger->debug(
+                "Creating payment object: The payment was declined due to suspected fraud, stopping process."
+            );
+
+            throw new ApiException(
+                __(
+                    'Payment failed due to:  The payment was declined due to suspected fraud.',
+                    'mollie-payments-for-woocommerce'
+                )
+            );
+        }
+    }
 }

src/PaymentMethods/Kbc.php

@@ -6,10 +6,10 @@
 
 class Kbc extends AbstractPaymentMethod implements PaymentMethodI
 {
-protected const DEFAULT_ISSUERS_DROPDOWN = 'yes';
-protected function getConfig(): array
-{
-    return [
+    protected const DEFAULT_ISSUERS_DROPDOWN = 'yes';
+    protected function getConfig(): array
+    {
+        return [
         'id' => 'kbc',
         'defaultTitle' => __('KBC/CBC Payment Button', 'mollie-payments-for-woocommerce'),
         'settingsDescription' => '',
@@ -23,10 +23,10 @@ protected function getConfig(): array
         'filtersOnBuild' => false,
         'confirmationDelayed' => true,
         'SEPA' => true,
-    ];
-}
+        ];
+    }
 
-public function getFormFields($generalFormFields): array
+    public function getFormFields($generalFormFields): array
     {
         $paymentMethodFormFieds =   [
             'issuers_dropdown_shown' => [

src/SDK/Api.php

@@ -82,4 +82,15 @@ public function isMollieOutageException(\Mollie\Api\Exceptions\ApiException $e):
         }
         return false;
     }
+
+    public function isMollieFraudException(\Mollie\Api\Exceptions\ApiException $e): bool
+    {
+        $isFraudCode = $e->getCode() === 422;
+        $isFraudMessage = strpos($e->getMessage(), 'The payment was declined due to suspected fraud') !== false;
+
+        if ($isFraudCode && $isFraudMessage) {
+            return true;
+        }
+        return false;
+    }
 }