From 297714efb87637ff8c47bbe0555d77fff9ec4928 Mon Sep 17 00:00:00 2001 From: shanehull Date: Fri, 15 Nov 2024 20:59:22 +1100 Subject: [PATCH] fix: keynes was an iyi --- README.md | 4 ++-- internal/templates/Hero.templ | 6 ++++-- internal/templates/Hero_templ.go | 2 +- 3 files changed, 7 insertions(+), 5 deletions(-) diff --git a/README.md b/README.md index eabf5d1..57e3db4 100644 --- a/README.md +++ b/README.md @@ -31,6 +31,6 @@ In particular, it does not take into account any changes in the market, rates of It also does not take into account franking credits, or the (hopefully) increasing value of your property and the subsequent increase in available equity. -> _"It is better to be roughly right than precisely wrong."_ +> _"It is better to be vaguely right than exactly wrong."_ > -> \- John Manyard Keynes +> \- Carveth Read diff --git a/internal/templates/Hero.templ b/internal/templates/Hero.templ index 0a65bba..19a0676 100644 --- a/internal/templates/Hero.templ +++ b/internal/templates/Hero.templ @@ -207,13 +207,15 @@ templ Hero() {

- It is better to be roughly right than precisely wrong. + It is better to be vaguely right than exactly wrong.

diff --git a/internal/templates/Hero_templ.go b/internal/templates/Hero_templ.go index 9dec81f..0b9d1ac 100644 --- a/internal/templates/Hero_templ.go +++ b/internal/templates/Hero_templ.go @@ -26,7 +26,7 @@ func Hero() templ.Component { templ_7745c5c3_Var1 = templ.NopComponent } ctx = templ.ClearChildren(ctx) - _, templ_7745c5c3_Err = templ_7745c5c3_Buffer.WriteString("
♻️

Reduce, Reuse, Recycle!

Calculate your debt recycling scenario by entering your details below.

ℹ️ Information

What is debt recycling?

Debt recycling involves refinancing or redrawing funds from your offset account to invest in income producing assets. The idea is to turn your \"bad debt\" into tax-deductible \"good debt\".

The key requirement for the interest to qualify as deductible is that the funds must be used to earn income.


While this can be a very effective strategy for building wealth, it's important to consider the risks, such as the possibility of losing money if your investments underperform, or worse, go to zero.


Further reading...


What do all of the fields mean?

Descriptions and examples for all fields are provided below.

FieldDescriptionExample
SalaryYour annual salary. This, along with any dividends income will be used to determine your bracket.150000
Initial InvestmentThe initial amount you will pay down, recycle and invest. This is the available cash you have now, e.g. in the bank or in your offset account.100000
Annual InvestmentThe annual amount you will pay down, recycle and invest. This should take into account regular payments as well as any additional payments you expect to make.50000
MortgageThe total size of your mortgage loan.600000
Mortgage Interest RateThe projected annual mortgage interest rate.5
Dividend Return RateThe projected annual dividend return rate.2
Capital Growth RateThe projected annual capital growth rate.8
YearsThe number of years to project the scenario.10
CountrySelect the country you live in. Used to determine your tax bracket according to your combined income from salary and dividends.Australia
Reinvest DividendsWhether to reinvest your dividend income via debt recycling.✔️
Reinvest Tax RefundsWhether to reinvest your tax refunds via debt recycling.✔️

DISCLAIMER

This calculator is for illustrative purposes only and is not to be misconstrued as financial advice.


It does not take into account your individual needs, goals and objectives.


The results are simply assumptions based on the information provided and are not guaranteed to be accurate.


In particular, it does not take into account any changes in the market, rates of return, interest rates, tax legislation or any extraordinary occurrences that may impact your results.


It also does not take into account franking credits, or the (hopefully) increasing value of your property and the subsequent increase in available equity.


It is better to be roughly right than precisely wrong.

John Manyard Keynes

") + _, templ_7745c5c3_Err = templ_7745c5c3_Buffer.WriteString("
♻️

Reduce, Reuse, Recycle!

Calculate your debt recycling scenario by entering your details below.

ℹ️ Information

What is debt recycling?

Debt recycling involves refinancing or redrawing funds from your offset account to invest in income producing assets. The idea is to turn your \"bad debt\" into tax-deductible \"good debt\".

The key requirement for the interest to qualify as deductible is that the funds must be used to earn income.


While this can be a very effective strategy for building wealth, it's important to consider the risks, such as the possibility of losing money if your investments underperform, or worse, go to zero.


Further reading...


What do all of the fields mean?

Descriptions and examples for all fields are provided below.

FieldDescriptionExample
SalaryYour annual salary. This, along with any dividends income will be used to determine your bracket.150000
Initial InvestmentThe initial amount you will pay down, recycle and invest. This is the available cash you have now, e.g. in the bank or in your offset account.100000
Annual InvestmentThe annual amount you will pay down, recycle and invest. This should take into account regular payments as well as any additional payments you expect to make.50000
MortgageThe total size of your mortgage loan.600000
Mortgage Interest RateThe projected annual mortgage interest rate.5
Dividend Return RateThe projected annual dividend return rate.2
Capital Growth RateThe projected annual capital growth rate.8
YearsThe number of years to project the scenario.10
CountrySelect the country you live in. Used to determine your tax bracket according to your combined income from salary and dividends.Australia
Reinvest DividendsWhether to reinvest your dividend income via debt recycling.✔️
Reinvest Tax RefundsWhether to reinvest your tax refunds via debt recycling.✔️

DISCLAIMER

This calculator is for illustrative purposes only and is not to be misconstrued as financial advice.


It does not take into account your individual needs, goals and objectives.


The results are simply assumptions based on the information provided and are not guaranteed to be accurate.


In particular, it does not take into account any changes in the market, rates of return, interest rates, tax legislation or any extraordinary occurrences that may impact your results.


It also does not take into account franking credits, or the (hopefully) increasing value of your property and the subsequent increase in available equity.


It is better to be vaguely right than exactly wrong.

Carveth Read

") if templ_7745c5c3_Err != nil { return templ_7745c5c3_Err }