diff --git a/beancount_reds_importers/libreader/csvreader.py b/beancount_reds_importers/libreader/csvreader.py
index 92f8611..0bd11af 100644
--- a/beancount_reds_importers/libreader/csvreader.py
+++ b/beancount_reds_importers/libreader/csvreader.py
@@ -74,7 +74,10 @@ def initialize_reader(self, file):
             #     print(self.header_identifier, file.head())
 
     def deep_identify(self, file):
-        return re.match(self.header_identifier, file.head())
+        return re.match(
+            self.header_identifier,
+            file.head(encoding=getattr(self, "file_encoding", None)),
+        )
 
     def file_date(self, file):
         "Get the maximum date from the file."
@@ -135,7 +138,7 @@ def convert_date(d):
         return rdr
 
     def read_raw(self, file):
-        return etl.fromcsv(file.name)
+        return etl.fromcsv(file.name, encoding=getattr(self, "file_encoding", None))
 
     def skip_until_main_table(self, rdr, col_labels=None):
         """Skip csv lines until the header line is found."""
diff --git a/beancount_reds_importers/libtransactionbuilder/investments.py b/beancount_reds_importers/libtransactionbuilder/investments.py
index 2bab989..d089e06 100644
--- a/beancount_reds_importers/libtransactionbuilder/investments.py
+++ b/beancount_reds_importers/libtransactionbuilder/investments.py
@@ -258,9 +258,9 @@ def generate_trade_entry(self, ot, file, counter):
         if "sell" in ot.type:
             units = -1 * abs(ot.units)
             if not is_money_market:
-                metadata[
-                    "todo"
-                ] = "TODO: this entry is incomplete until lots are selected (bean-doctor context <filename> <lineno>)"  # noqa: E501
+                metadata["todo"] = (
+                    "TODO: this entry is incomplete until lots are selected (bean-doctor context <filename> <lineno>)"  # noqa: E501
+                )
         if ot.type in [
             "reinvest"
         ]:  # dividends are booked to commodity_leaf. Eg: Income:Dividends:HOOLI