Action.sendSPLTokens fails with a destination address of an original account address

[ToraWu]

Describe the bug
Action.sendSPLTokens always fails with a destination address of an original account address (the address of SOL account), no matter if there is an existing associated token address under the original account. The action only works when "to" and "from" are both associated token addresses other than their owners.

Expected behavior
If I did not get the design intention wrong, the action should check if the destination passing in is an associated token address or an original address. If it is an original address, the program will find its associated token address registered under the mint, or create a new one if not existing. However I'm getting errors under both conditions.

I'm using the mint address of USDC in my tests on testnet: CpMah17kQEL2wqyMKt3mZBdTnZbkbfx4nqmQMFDP5vwp

[ajamaica]

I will fix this.

[HemangiVekaria]

I can not create token account address for receiver. as secret key is needed to sign i can create token account address for myself but for other i cannot. As stated here

i should be able to create account for receiver by paying fee from my side.