The open finance library is a collection of open-source financial modeling and analysis tools created by Granum Technologies LLC. The goal is to provide accessible and customizable solutions to common financial data problems.
A tool to evaluate loan performance over time by categorizing loans into "vintages" based on their origination dates. This analysis produces a cumulative net charge-off matrix and a visualization to track loan quality degradation across cohorts.
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Links
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Repository Structure
vintage_analysis/README.md: Detailed instructions and documentation for the Vintage Analysis tool.examples/: Sample input data and example output structures.src/: Source code including the main analysis notebook and supporting functions.
More models and analysis types will be added to this repository soon.