diff --git a/src/staff-handbook/pay-pension-and-benefits/benefits/train-season-ticket-loan.md b/src/staff-handbook/pay-pension-and-benefits/benefits/train-season-ticket-loan.md
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+---
+title: Train season ticket loan
+last_reviewed_at: ""
+---
+A season ticket loan helps spread the cost of commuting between your home and dxw’s offices. This type of loan is interest-free and available to permanent staff who’ve passed their probation.
+
+How to get a season ticket loan:
+
+* fill in a [purchasing something](https://docs.google.com/forms/d/e/1FAIpQLSdz8-Z-fcootRS6UyceXbxdSdbO4-2jIyRrHHiI-3VH4LyRrw/viewform) form
+* the commercial ops team will dxw will process your request, and dxw will cover the cost of your season ticket
+* the cost of your ticket will be taken from your net pay each month (there’s no tax benefit attached to the loan)
+
+If you leave dxw before the total amount for your ticket has been taken from your salary, you’ll need to pay the remaining balance.
+
+Please get in touch with Leanne Garvie (Finance Manager) for more information.