diff --git a/src/app-gocardless/banks/swedbank-habalv22.js b/src/app-gocardless/banks/swedbank-habalv22.js
index 49ae1e9b3..3732f2417 100644
--- a/src/app-gocardless/banks/swedbank-habalv22.js
+++ b/src/app-gocardless/banks/swedbank-habalv22.js
@@ -14,17 +14,36 @@ export default {
    * The actual transaction date for card transactions is only available in the remittanceInformationUnstructured field when the transaction is booked.
    */
   normalizeTransaction(transaction, booked) {
-    const dateMatch = transaction.remittanceInformationUnstructured?.match(
-      /PIRKUMS [\d*]+ (\d{2}\.\d{2}\.\d{4})/,
-    );
-
-    if (dateMatch) {
-      const extractedDate = d.parse(dateMatch[1], 'dd.MM.yyyy', new Date());
-
-      return Fallback.normalizeTransaction(
-        { ...transaction, bookingDate: d.format(extractedDate, 'yyyy-MM-dd') },
-        booked,
+    const isCardTransaction =
+      transaction.remittanceInformationUnstructured?.startsWith('PIRKUMS');
+
+    if (isCardTransaction) {
+      if (!booked && !transaction.creditorName) {
+        const creditorNameMatch =
+          transaction.remittanceInformationUnstructured?.match(
+            /PIRKUMS [\d*]+ \d{2}\.\d{2}\.\d{2} \d{2}:\d{2} [\d.]+ \w{3} \(\d+\) (.+)/,
+          );
+        
+        if (creditorNameMatch) {
+          transaction = {
+            ...transaction,
+            creditorName: creditorNameMatch[1],
+          };
+        }
+      }
+
+      const dateMatch = transaction.remittanceInformationUnstructured?.match(
+        /PIRKUMS [\d*]+ (\d{2}\.\d{2}\.\d{4})/,
       );
+
+      if (dateMatch) {
+        const extractedDate = d.parse(dateMatch[1], 'dd.MM.yyyy', new Date());
+        
+        transaction = {
+          ...transaction,
+          bookingDate: d.format(extractedDate, 'yyyy-MM-dd'),
+        };
+      }
     }
 
     return Fallback.normalizeTransaction(transaction, booked);
diff --git a/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js b/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js
index 02a163238..9af4af9f4 100644
--- a/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js
+++ b/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js
@@ -1,7 +1,7 @@
 import SwedbankHabaLV22 from '../swedbank-habalv22.js';
 
 describe('#normalizeTransaction', () => {
-  const cardTransaction = {
+  const bookedCardTransaction = {
     transactionId: '2024102900000000-1',
     bookingDate: '2024-10-29',
     valueDate: '2024-10-29',
@@ -15,14 +15,15 @@ describe('#normalizeTransaction', () => {
     bankTransactionCode: 'PMNT-CCRD-POSD',
     internalTransactionId: 'fa000f86afb2cc7678bcff0000000000',
   };
-
+  
   it('extracts card transaction date', () => {
     expect(
-      SwedbankHabaLV22.normalizeTransaction(cardTransaction, true).bookingDate,
+      SwedbankHabaLV22.normalizeTransaction(bookedCardTransaction, true)
+        .bookingDate,
     ).toEqual('2024-10-28');
 
     expect(
-      SwedbankHabaLV22.normalizeTransaction(cardTransaction, true).date,
+      SwedbankHabaLV22.normalizeTransaction(bookedCardTransaction, true).date,
     ).toEqual('2024-10-28');
   });
 
@@ -32,7 +33,7 @@ describe('#normalizeTransaction', () => {
     ['null value', null],
   ])('normalizes non-card transaction with %s', (_, remittanceInfo) => {
     const transaction = {
-      ...cardTransaction,
+      ...bookedCardTransaction,
       remittanceInformationUnstructured: remittanceInfo,
     };
     const normalized = SwedbankHabaLV22.normalizeTransaction(transaction, true);
@@ -40,4 +41,22 @@ describe('#normalizeTransaction', () => {
     expect(normalized.bookingDate).toEqual('2024-10-29');
     expect(normalized.date).toEqual('2024-10-29');
   });
+
+  const pendingCardTransaction = {
+    transactionId: '2024102900000000-1',
+    valueDate: '2024-10-29',
+    transactionAmount: {
+      amount: '-22.99',
+      currency: 'EUR',
+    },
+    remittanceInformationUnstructured:
+      'PIRKUMS 424242******4242 28.10.24 13:37 22.99 EUR (111111) SOME CREDITOR NAME',
+  };
+
+  it('extracts pending card transaction creditor name', () => {
+    expect(
+      SwedbankHabaLV22.normalizeTransaction(pendingCardTransaction, false)
+        .creditorName,
+    ).toEqual('SOME CREDITOR NAME');
+  });
 });