diff --git a/src/app-gocardless/banks/1822-direkt-heladef1822.js b/src/app-gocardless/banks/1822-direkt-heladef1822.js
new file mode 100644
index 000000000..74a239354
--- /dev/null
+++ b/src/app-gocardless/banks/1822-direkt-heladef1822.js
@@ -0,0 +1,16 @@
+import Fallback from './integration-bank.js';
+
+/** @type {import('./bank.interface.js').IBank} */
+export default {
+  ...Fallback,
+
+  institutionIds: ['DIREKT_HELADEF1822'],
+
+  normalizeTransaction(transaction, booked) {
+    transaction.remittanceInformationUnstructured =
+      transaction.remittanceInformationUnstructured ??
+      transaction.remittanceInformationStructured;
+
+    return Fallback.normalizeTransaction(transaction, booked);
+  },
+};
diff --git a/src/app-gocardless/banks/ing-pl-ingbplpw.js b/src/app-gocardless/banks/ing-pl-ingbplpw.js
index 13928fbe2..05b7b9dde 100644
--- a/src/app-gocardless/banks/ing-pl-ingbplpw.js
+++ b/src/app-gocardless/banks/ing-pl-ingbplpw.js
@@ -27,7 +27,7 @@ export default {
     return {
       ...transaction,
       payeeName: formatPayeeName(transaction),
-      date: transaction.bookingDate || transaction.valueDate,
+      date: transaction.valueDate ?? transaction.bookingDate,
     };
   },
 
diff --git a/src/app-gocardless/banks/swedbank-habalv22.js b/src/app-gocardless/banks/swedbank-habalv22.js
index 5602b3ca2..87c745cd1 100644
--- a/src/app-gocardless/banks/swedbank-habalv22.js
+++ b/src/app-gocardless/banks/swedbank-habalv22.js
@@ -14,17 +14,36 @@ export default {
    * The actual transaction date for card transactions is only available in the remittanceInformationUnstructured field when the transaction is booked.
    */
   normalizeTransaction(transaction, booked) {
-    const dateMatch = transaction.remittanceInformationUnstructured?.match(
-      /PIRKUMS [\d*]+ (\d{2}.\d{2}.\d{4})/,
-    );
+    const isCardTransaction =
+      transaction.remittanceInformationUnstructured?.startsWith('PIRKUMS');
+
+    if (isCardTransaction) {
+      if (!booked && !transaction.creditorName) {
+        const creditorNameMatch =
+          transaction.remittanceInformationUnstructured?.match(
+            /PIRKUMS [\d*]+ \d{2}\.\d{2}\.\d{2} \d{2}:\d{2} [\d.]+ \w{3} \(\d+\) (.+)/,
+          );
+
+        if (creditorNameMatch) {
+          transaction = {
+            ...transaction,
+            creditorName: creditorNameMatch[1],
+          };
+        }
+      }
+
+      const dateMatch = transaction.remittanceInformationUnstructured?.match(
+        /PIRKUMS [\d*]+ (\d{2}\.\d{2}\.\d{4})/,
+      );
 
-    if (dateMatch) {
-      const extractedDate = d.parse(dateMatch[1], 'dd.MM.yyyy', new Date());
+      if (dateMatch) {
+        const extractedDate = d.parse(dateMatch[1], 'dd.MM.yyyy', new Date());
 
-      return Fallback.normalizeTransaction(
-        { ...transaction, bookingDate: d.format(extractedDate, 'yyyy-MM-dd') },
-        booked,
-      );
+        transaction = {
+          ...transaction,
+          bookingDate: d.format(extractedDate, 'yyyy-MM-dd'),
+        };
+      }
     }
 
     return Fallback.normalizeTransaction(transaction, booked);
diff --git a/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js b/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js
index 02a163238..91e2e0121 100644
--- a/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js
+++ b/src/app-gocardless/banks/tests/swedbank-habalv22.spec.js
@@ -1,7 +1,7 @@
 import SwedbankHabaLV22 from '../swedbank-habalv22.js';
 
 describe('#normalizeTransaction', () => {
-  const cardTransaction = {
+  const bookedCardTransaction = {
     transactionId: '2024102900000000-1',
     bookingDate: '2024-10-29',
     valueDate: '2024-10-29',
@@ -18,11 +18,12 @@ describe('#normalizeTransaction', () => {
 
   it('extracts card transaction date', () => {
     expect(
-      SwedbankHabaLV22.normalizeTransaction(cardTransaction, true).bookingDate,
+      SwedbankHabaLV22.normalizeTransaction(bookedCardTransaction, true)
+        .bookingDate,
     ).toEqual('2024-10-28');
 
     expect(
-      SwedbankHabaLV22.normalizeTransaction(cardTransaction, true).date,
+      SwedbankHabaLV22.normalizeTransaction(bookedCardTransaction, true).date,
     ).toEqual('2024-10-28');
   });
 
@@ -32,7 +33,7 @@ describe('#normalizeTransaction', () => {
     ['null value', null],
   ])('normalizes non-card transaction with %s', (_, remittanceInfo) => {
     const transaction = {
-      ...cardTransaction,
+      ...bookedCardTransaction,
       remittanceInformationUnstructured: remittanceInfo,
     };
     const normalized = SwedbankHabaLV22.normalizeTransaction(transaction, true);
@@ -40,4 +41,22 @@ describe('#normalizeTransaction', () => {
     expect(normalized.bookingDate).toEqual('2024-10-29');
     expect(normalized.date).toEqual('2024-10-29');
   });
+
+  const pendingCardTransaction = {
+    transactionId: '2024102900000000-1',
+    valueDate: '2024-10-29',
+    transactionAmount: {
+      amount: '-22.99',
+      currency: 'EUR',
+    },
+    remittanceInformationUnstructured:
+      'PIRKUMS 424242******4242 28.10.24 13:37 22.99 EUR (111111) SOME CREDITOR NAME',
+  };
+
+  it('extracts pending card transaction creditor name', () => {
+    expect(
+      SwedbankHabaLV22.normalizeTransaction(pendingCardTransaction, false)
+        .creditorName,
+    ).toEqual('SOME CREDITOR NAME');
+  });
 });
diff --git a/src/app-simplefin/app-simplefin.js b/src/app-simplefin/app-simplefin.js
index 27760987a..436ebd552 100644
--- a/src/app-simplefin/app-simplefin.js
+++ b/src/app-simplefin/app-simplefin.js
@@ -202,7 +202,7 @@ function getAccountResponse(results, accountId, startDate) {
 
     let dateToUse = 0;
 
-    if (trans.posted == 0) {
+    if (trans.pending ?? trans.posted == 0) {
       newTrans.booked = false;
       dateToUse = trans.transacted_at;
     } else {
diff --git a/upcoming-release-notes/484.md b/upcoming-release-notes/484.md
new file mode 100644
index 000000000..2d7c9e07c
--- /dev/null
+++ b/upcoming-release-notes/484.md
@@ -0,0 +1,6 @@
+---
+category: Enhancements
+authors: [matt-fidd]
+---
+
+Add support for `1822-DIREKT-HELADEF1822` transaction information
diff --git a/upcoming-release-notes/493.md b/upcoming-release-notes/493.md
new file mode 100644
index 000000000..b8767a9a7
--- /dev/null
+++ b/upcoming-release-notes/493.md
@@ -0,0 +1,6 @@
+---
+category: Enhancements
+authors: [matt-fidd]
+---
+
+GoCardless: `ING_PL_INGBPLPW` should prefer valueDate over bookingDate
diff --git a/upcoming-release-notes/494.md b/upcoming-release-notes/494.md
new file mode 100644
index 000000000..9efdee05c
--- /dev/null
+++ b/upcoming-release-notes/494.md
@@ -0,0 +1,6 @@
+---
+category: Bugfix
+authors: [matt-fidd]
+---
+
+Prefer using the SimpleFin pending flag to set cleared status
diff --git a/upcoming-release-notes/497.md b/upcoming-release-notes/497.md
new file mode 100644
index 000000000..0836318c8
--- /dev/null
+++ b/upcoming-release-notes/497.md
@@ -0,0 +1,6 @@
+---
+category: Enhancements
+authors: [dmednis]
+---
+
+Improve support for "SWEDBANK_HABALV22" transaction date & enrich creditor name for pending transactions
\ No newline at end of file