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User registration and login - Implement a user registration and login system that securely stores user information and allows users to sign in and out of the application.
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User account management - Allow users to view their account balances, add funds to their accounts, and withdraw funds.
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**Payment processing -**Implement a payment processing system that allows users to transfer funds to other users in the application using the selected payment API.
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Transaction history - Implement a transaction history feature that allows users to view their past transactions and their current account balances.
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Basic security features - Implement basic security features such as password hashing and two-factor authentication to secure user accounts and prevent unauthorized access.
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Responsive Design - Develop a responsive user interface that can be accessed from desktop and mobile devices.